Rental Property Cash Flow Calculator
Calculate monthly and annual cash flow for rental properties including all income and expenses
About this calculator
The Rental Property Cash Flow Calculator helps real estate investors analyze the profitability of rental properties by calculating monthly and annual cash flow. This tool accounts for all income sources including rent, parking fees, and other revenue, while subtracting expenses like mortgage payments, property taxes, insurance, maintenance, and property management fees. Understanding cash flow is crucial for making informed investment decisions and determining whether a rental property will generate positive returns or require additional funding to cover expenses.
How to use
Enter your monthly rental income and all associated revenue streams. Then input your monthly expenses including mortgage payments, property taxes, insurance, maintenance costs, and management fees. The calculator will automatically compute your net monthly and annual cash flow, showing whether your property generates positive or negative returns.
Frequently asked questions
What expenses should I include in the calculation?
Include mortgage payments, property taxes, insurance, maintenance, repairs, property management fees, vacancy allowance, and any HOA fees or utilities you cover.
How do I account for vacancy periods?
Multiply your monthly rent by an estimated vacancy rate (typically 5-10%) and subtract this amount from your gross rental income.
What constitutes positive cash flow?
Positive cash flow occurs when total rental income exceeds all property-related expenses, meaning the property generates profit each month after covering costs.