Commercial Mortgage Calculator
Calculate commercial property mortgage payments with amortization schedules
About this calculator
This commercial mortgage calculator helps property investors and business owners determine monthly payment amounts for commercial real estate loans. It provides detailed amortization schedules showing how much of each payment goes toward principal and interest over the loan term. The tool is essential for financial planning, budgeting, and comparing different loan scenarios when purchasing office buildings, retail spaces, warehouses, or other commercial properties.
How to use
Enter your commercial property loan amount, interest rate, and loan term in years. The calculator will instantly display your monthly payment amount and generate a complete amortization schedule. Review the breakdown to see total interest costs and remaining balance over time.
Frequently asked questions
What's the typical loan term for commercial mortgages?
Commercial mortgages typically range from 5 to 25 years, with 10-20 years being most common for owner-occupied properties.
How do commercial mortgage rates differ from residential?
Commercial rates are usually 0.5-2% higher than residential mortgages and can be fixed or variable based on market conditions.
What down payment is required for commercial properties?
Most commercial mortgages require 20-30% down payment, though SBA loans may allow as little as 10% for owner-occupied properties.