Net Pay Calculator
Calculate take-home pay after federal taxes, state taxes, FICA, and other deductions
About this calculator
The Net Pay Calculator helps you determine your actual take-home pay by calculating deductions from your gross salary. It accounts for federal income taxes, state taxes, FICA taxes (Social Security and Medicare), and other common deductions like health insurance or retirement contributions. This tool is essential for budgeting, salary negotiations, and financial planning, giving you an accurate picture of what you'll actually receive in your paycheck after all mandatory and voluntary deductions are applied.
How to use
Enter your gross annual or monthly salary, select your filing status and state, then add any pre-tax deductions like health insurance or 401(k) contributions. The calculator will automatically compute federal taxes, state taxes, FICA taxes, and display your net take-home pay after all deductions.
Frequently asked questions
What's included in FICA taxes?
FICA includes Social Security tax (6.2%) and Medicare tax (1.45%), totaling 7.65% of your gross pay up to income limits.
Are pre-tax deductions included?
Yes, you can include pre-tax deductions like health insurance, dental, vision, and 401(k) contributions to get accurate results.
Does this work for all states?
Yes, the calculator includes tax rates for all 50 states, including states with no income tax like Texas and Florida.