Investment Property Cash Flow Calculator
Calculate rental property cash flow including mortgage, taxes, insurance, and maintenance costs
About this calculator
The Investment Property Cash Flow Calculator helps real estate investors analyze the monthly and annual cash flow potential of rental properties. By inputting key financial data like purchase price, rental income, mortgage details, property taxes, insurance, and maintenance costs, investors can determine if a property will generate positive cash flow. This tool is essential for making informed investment decisions and comparing multiple properties to identify the most profitable opportunities.
How to use
Enter the property purchase price, expected monthly rental income, and financing details including down payment and interest rate. Add recurring expenses such as property taxes, insurance, property management fees, and estimated maintenance costs. The calculator will instantly compute your monthly cash flow and annual return on investment.
Frequently asked questions
What is positive cash flow in rental property?
Positive cash flow occurs when monthly rental income exceeds all property expenses including mortgage, taxes, insurance, and maintenance costs.
Should I include vacancy rates in cash flow calculations?
Yes, factor in 5-10% vacancy rate by reducing rental income to account for periods when the property is unoccupied.
What maintenance costs should I budget for rental properties?
Budget 1-3% of property value annually for maintenance, or $100-300 per month depending on property age and condition.